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Payday Loans / Terms and Rates

Terms and Rates is not a lender and is no involved in issuing loans. We work by connecting potential borrowers to legit lenders from one network. Since we are not a lender, we cannot quote terms and rates for your individual offer. Each lender has its own rates and terms.

As soon as you submit a loan application on our website, we process your request and match you with the right lender for your individual needs. The lender will disclose the rates and terms of your loan. Read the loan agreement carefully before accepting the loan offer. You are not obliged to accept the loan offer if you are not satisfied with the loan rates and terms. As soon as you e-sign the loan agreement, you are obligated to repay the loan + interest on the due date specified in the agreement. The money will be automatically withdrawn from your bank account on the due date.

If you do not pay the loan off on time, you will have to deal with negative consequences: credit reporting, late fees and late payment consequences.

If you have all questions about your loan terms and rates, contact your lender directly.