No Credit Check Loans
Financial difficulties can arise suddenly, and money may be needed urgently, for example, for medical treatment or car repairs. The easiest way to quickly borrow $100-$1,000 is using our referral service. Loans are issued 24/7. With us, you can borrow money on weekends and holidays without leaving your home.
Credit history is what an employee of any credit institution first checks when considering a loan application. In some companies, it is one of the main criteria. If you have a bad credit history, you can get rejected for a loan.
Why is it difficult to get a loan with bad credit history?
A bad credit history means that the client took out loans in the past but did not repay them on time.
Naturally, this is a negative indicator for a credit institution. Any company that gives loans wants to get money back on time because this way they can predict the profit and use it to issue new loans.
This is why many companies, especially banks, choose to be wary of clients with bad credit histories.
What is needed to get a no credit check loan?
You only need a few documents to get accepted for a no credit check loan: a government-issued ID and an SSN. Other requirements: you must be a US citizen or permanent resident, be at least 18 years old, and you must not have outstanding loans in any other credit institutions. You must also have a valid bank account in your name. There are no other restrictions (bad credit history is not a problem).
In addition, you will need access to the Internet and a PC or smartphone.
How to get a loan with no credit checks
We have collected the best offers on the lending market. We have an extensive network of lenders that issue payday loans with no credit check. They are ready to issue a loan around the clock, seven days a week. We process your loan application and connect you to the best lender for your needs. To borrow $100-$1,000 through our referral service, you need:
- Fill out a short application form. You need to enter your name, SSN, birth date, phone number, email address, income type and size, pay frequency, home address, etc.;
- If necessary, download the requested documents;
- Submit your application online and wait for the lender's decision;
- If approved, e-sign a loan agreement;
- Get money. Funds are typically transferred to your bank account on the day you apply.
Can I get a loan on holidays and weekends?
Banks serve clients on weekdays according to a clearly established schedule. The round-the-clock work of lenders from our network is due to high competition among microfinance companies. As the number of microfinance companies grows, there is a need for a large number of clients.
Another reason lenders are willing to issue payday loans any day of the week is in automated data processing programs. There is no need to maintain a large staff, and the human factor during the check is minimized.
Despite a huge number of in-store locations throughout the country, leading companies issue loans online. The opportunity to receive money during holidays or weekends as needed increases the popularity of microcredit organizations among the population.
Since applications are processed automatically without the participation of employees, the average time for analyzing the questionnaire ranges from 5 to 15 minutes. The maximum request processing time is 24 hours.
Loan amounts typically range from $100 and $1,000. Lending periods usually do not exceed 30 days.
APR is individual for each person and depends on the desired loan amount and term, your location, your income, etc.
You can typically extend your loan term or repay the debt earlier - before the due date disclosed in the agreement.
Benefits of no credit check loans
Many lenders from our network serve clients even on weekends. More and more people prefer to apply for a no credit check loan via the Internet, as this saves time.
There are many other advantages in cooperation with our online referral service:
- applications are processed 24/7;
- immediate lender's decision;
- you can borrow money on weekends and holidays;
- relaxed requirements for the borrower;
- loans are issued to students, pensioners, unemployed, etc;
- no need to provide collateral, guarantors, surety;
- bad credit is ok;
- multiple repayment options;
- new and regular borrowers receive discounts and bonuses;
- you can repay your loan early or extend the term;
- apply from the comfort of your home.
Today, microfinance institutions are expanding their range of services and offer long-term loans and loans for large amounts. It is also possible to fix bad credit history by repaying several payday loans in a row.