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Payday Loans / Terms and Conditions

Terms and Conditions

These Terms and Conditions govern the use of the website


Purpose of the Site

The website is available to the general public and was created in order to match consumers with short-term US lenders.

By using the Site or any part of it, the User automatically gives full and unconditional consent to all the Terms and Conditions of the Company and undertakes obligations in accordance with these Terms and Conditions.

If the User does not agree with these Terms and Conditions (in whole or in part), he or she should immediately stop using the Site. The use of the Site, any information on the Site and the use of the Site Services in this case are prohibited.

If the law of the country of residence or residence for any reason prohibits or restricts the use of the Site, the User should refrain from visiting it. Any use of the Site in such a situation is the responsibility of the User, while these Terms and Conditions remain in force.

The information that is published on the Site in the form of news, articles, descriptions of products and services and other information materials of the Company is relevant as of the date of their compilation. Over time or in connection with subsequent events, some of this information may not be complete or not up to date.

After publication on the Site, the Company does not guarantee prompt corrections of such information.

The opinion of the authors of articles, news, comments and reviews posted on the Site may not coincide with the opinion and position of the Company.

The right to use the company name, trademarks, domain names and other distinctive marks of the Company may be granted only by written agreement with the Company.

These Terms and Conditions can be changed and / or supplemented by the Company unilaterally without any special notice.

The Company recommends that Users regularly check these Terms and Conditions for changes and / or additions. Continued use of the Site by the User after making changes and / or additions to these Terms and Conditions means acceptance and consent of the User with such changes and / or additions.

Filling out the forms of the Site

Personal information of the User provided through the forms of the Site is stored and processed by in accordance with the terms of the Privacy Policy. When we process Users' personal data, we are guided by the Personal Data Protection Act.

For filling out application and feedback forms, Users are obliged to provide accurate and complete personal information.

When filling out the forms of the Site, Users provide their personal data and other information voluntarily.

The user is solely responsible for all actions (as well as their consequences) within or using the Site.


The services are only available to consumers over the age of 18 and those who are citizens/permanent residents of the USA. By using this website, you warrant that you are at least 18 years old and are a citizen/permanent resident of the USA. Please stay informed that payday loans may not be unavailable in some states. The list of states serviced by may change from time to time without notice. Your eligibility is determined by each lender individually.

Rights, obligations and responsibilities of the Parties

The User undertakes to use the Site solely for purposes that do not contradict the Company's Privacy Policy, these Terms and Conditions, other Company Policies, the current US legislation, as well as the principles of rationality, honesty and morality.

The user is obliged to indicate and post on the Site reliable information, as well as true, complete and up-to-date personal data.

If the User believes that the site contains information that violates his/her rights, he/she should contact us and provide all information confirming the fact of violation of his/her rights.

In the event that the User has provided false information about the violation of his/her rights, he/she is fully responsible for the damage caused and the costs incurred in connection with this.

When using the Site, you must NOT:

  • Distort information about yourself or your relationship with other persons or organizations;
  • Use any computer programs to collect information on the Site and / or interact with the Site and its services;
  • Perform illegal collection, systematization, storage and distribution of personal data of other Users;
  • Take actions aimed at disrupting the normal functioning of the Site and its services, as well as disrupting the functionality of computer hardware and software;
  • Upload, store, publish, distribute and provide access or otherwise use viruses, Trojans and other malware;
  • Upload, store, publish, distribute and provide access or otherwise use any information that is illegal or contrary to Company Terms and Conditions and Policies; contains calls for violation of the order established by the US laws; contains obscene language; contains threats and intimidation; spreads unwanted email, spam; misleads other Users; contains materials of an advertising, pornographic, erotic nature; contains threats, discredits, offends, denigrates honor and dignity or business reputation, or violates the privacy of other Users or third parties; contains extremist materials; promotes criminal activity or contains advice, instructions or guidelines for committing criminal acts; violates other rights and interests of individuals and legal entities or the requirements of the US legislation; post any other information that, in the opinion of the Company; is undesirable, does not correspond to the goals of creating the Site, infringes on the interests of Users or for other reasons is undesirable for posting on the Site.

The User is personally responsible for any information that he or she posts on the Site, communicates to the Company and / or other Users.

The rights of the Company:

If the User posts information on the Site or performs other actions that contradict the terms of the Terms and Conditions, the Company has the right, without notice, at its discretion, to delete all or part of the information posted by the User.

The Company has the right to limit the functionality of the Site, close access to it, change the Site in whole or in part without prior notice to the User.

Intellectual property rights

All objects that are posted on the Company's Website, including design elements, text, graphics, illustrations, audio and video, programs, scripts and other objects and their combinations (hereinafter referred to as the Content), are the objects of the exclusive rights of the Company and other rightholders.

Except for the cases established by these Terms and Conditions, as well as the current US legislation, the Content cannot be copied (reproduced), processed, distributed, published, transferred, sold or otherwise used in whole or in part without the prior permission of the copyright holder, unless the copyright holder has
explicitly expressed your consent to the use of the Content by the User.

The use of the Content by the User is permitted solely for non-commercial use, provided that in each individual case of using the Content from the Site all signs of authorship (copyrights) are preserved, a hyperlink to the Site is inserted, the author's name is preserved unchanged, the Content is preserved unchanged.

By posting on the Site the Content that belongs to him / her legally, the user grants other users a non-exclusive right to use it by viewing, reproducing (including copying), processing and other rights, unless such use causes or may harm the legitimate interests of the copyright holder.

The user is personally responsible for any Content and / or other information that he or she publishes on the Site or with its help, as well as for the use of the Content and / or any information from the Site.

By posting your Content on the Site, the User automatically grants the Company a non-exclusive right to use it free of charge by copying, reproducing, publicly displaying, adapting, translating and distributing for the purposes of the Site, including for its popularization.

The user has the right to publish his/her own Content.

By posting on the Site any information that contains objects of intellectual property, the User guarantees that thereby does not violate the copyrights and other rights of third parties.

These Terms and Conditions do not give the User any exclusive property rights to any objects of intellectual property of the Company or third parties unless otherwise stated explicitly, that is, all ownership rights to such objects are reserved exclusively by the Company and / or the respective third parties.

Links to third-party websites

The site may contain links to other websites, as well as articles, illustrations, graphics, audio and video, information, applications, programs and other Content belonging to or originating from third parties, which is the result of intellectual activity and complies with the US legislation and is protected by it.

The Company is not responsible for any information posted on third-party sites to which the User gains access through the Site or through third-party Content, including for any opinions or statements on third-party sites or in third-party Content.

A link to any site, product, service, any information of a commercial or non-commercial nature that is posted on the Site is not an endorsement or recommendation of these products / services by the Company.

If the User decides to leave the Site and go to third-party sites, he or she does so at his/her own risk. From this moment on, these Terms and Conditions no longer apply to the User, he or she should be guided by the rules and policies of third-party websites.


The user uses the Site at his/her own risk. The site is provided "as is". We do not assume any responsibility, including for the compliance of the Site with the goals of the User.

We cannot guarantee that: The Site meets / will meet the User's requirements; sections will be provided continuously, quickly, reliably and without errors; the results to be obtained using the sections will be accurate and reliable and may be used for any purpose or in any capacity; the quality of any product, service, information, etc., received from using the services will meet the User's expectations.

Any information and / or materials that the User gains access to using the Site, the User can use at his/her own risk and is solely responsible for the possible consequences of using the specified information and / or materials, including for the damage that this may cause the User's computer or third parties, for data loss or any other harm.

We are not responsible for any types of losses incurred as a result of the User's use of the Site or individual parts / functions / sections of the Site.

–°hanges to these Terms and Conditions

We may revise these Terms and Conditions at any time. By using the Site, you confirm your agreement with any changes and agree to follow these Terms and Conditions in the current edition. Accordingly, you should periodically visit this page for familiarization with the current Terms and Conditions.

Some conditions may be changed and canceled by special legal notices or terms posted on certain pages of the Site.