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Payday Loans / South Dakota / Rapid City

Payday Loans in Rapid City

Surely, every US citizen can have tough times and unexpected spending: you may need fast cash for various reasons: a truck failure, urgent house repairs, ordering necessary clothes, emergency treatment, or paying electricity bills, etc. It usually takes you by surprise at the most inappropriate moment. If you need fast cash right here right now, it would be the easiest way to take a loan on our site.

Our lender matching service is happy to assist you find the most beneficial offer on the lending market in Rapid City.

To get instant financial assistance, you just have to complete a short application form where you provide the basic information about your personality and income. After you finish the online application, our specialists proceed and pick out the best offer with the lowest percentage among a huge number of large loan companies.

97848
Population
39
Age median
56
Companies

Without doubt, it will be much easier and more efficient than sending applications to countless lenders in Rapid City 24/7. Important: we do not charge commissions for our financial aid. Additionally, you may not be aware of all the loan companies that operate in your Rapid City and thereby you may fail to take advantage of the most budget-friendly offer. Our loan matching service does its best to help you detect an online cash advance in the amount of $100 - $5,000, despite your fair credit history.

Common facts about payday loans in Rapid City

Payday loans are such a demanded option for people who are in a financial emergency in Rapid City , and it will be simple to get instant approval. The city has a population of 97 848.

Rapid City zip codes: 57701 , 57702 , 57703 , 57709 . Please try the link to find the entire list of loan companies for the current zip code.

Why apply for a payday loan via our website?

  • We ensure the security of your personal information, an HTTPS connection means that the site is secure;
  • We partner with the most established loan companies in Rapid City;
  • We review applications in a matter of minutes;
  • Your bad credit score is not a problem.
  • You are not obliged to accept an offer if you do not like it;
  • You can apply remotedly – save time and effort;
  • Our service is free of charge;
  • You can fill in the form any time;
  • You get a decision in 5 minutes;
  • Loan amounts vary from $100 to $1000 (and even $5000)];
  • No fax needed;
  • In most cases, consumers get a loan the next day;
  • Organizations from our network set relaxed eligibility criteria;
  • You can get funds even if you have low income;
  • You can get cash transferred directly into your bank account;
  • Loan application via the Internet involves no queues.

Annual Percentage Rate (ARP)

The annual percentage rate is dependent on many things:

  • state in which you take a cash advance;
  • your solvency;
  • the loan amount;
  • loan period;
  • new or existing customers.

Payday loans come with an approximate APR of 200% - 1386%, installment loans - 6.63% - 225%. Keep in mind that our company can suggest the full terms andrates offered to you only after you get matched with the lender. in a minute or two you will see a loan offer, and you can always deny it if you do not like its terms.

Payday loans are banned in South Dakota. But, some companies in Rapid City detected escape-clauses within the law and use the website to offer the loans. That’s why consumers can apply for a loan via the Internet and get the money sent into their bank account as fast as possible.

APR Calculator

For your convenience, you can use the annual percentage rate calculator designed to help you discover the precise your total loan cost.

What is the difference between installment and payday loans?

Our lender matching service will help you understand the difference between these types of loans. A payday loan (also known as a salary loan) is a small-dollar credit given for a short term (usually 1-3 weeks) and is repaid in a lump sum the next day you receive your wage. An installment loan (also known as installment credit) is a borrowing that borrowers must pay back with a definite number payments. The maximum loan period is Not Specified but it is often offered to existing customers who take advantage of these credit services with regularity.

Lenders in Rapid City

56 lenders are certified to fund loans in Rapid City. Choose the one that suits you most and apply for a payday loan online in Rapid City.

Have a Website or Not?

Black Hills Federal Credit Union ATM has built a website to stay in-step with the times and provide a 24-hour access to services in Rapid City.

Med 5 Federal Credit Union has internet site too that gives an access to lending products any time of the day and night.

First Interstate Bank - ATM has not built a online portal for customers’ convenience. It means that you’d better discover Monday through Friday from 8AM–5PM and Saturday Closed - Sunday Closed of First Interstate Bank - ATM before applying.

What Rank in States?

For How Long To Be on The Lending Market?

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Here you can read what people think about online payday loans in Rapid City

  • Best pawn shop...great staff, great selection, great service!
  • I make the best deals all the time, but these people, they're laughing at us.
  • Fair deals and nice staff to work with, clean and quality products.
  • Stayed at Fam Camp Apr 5th to 14th, FANTASTIC facility and staff.
  • We were able to cook our own meals, wash clothes every night and sleep well.
  • Coming from New England this was a totally different place, Beautiful area.
  • Great place to go hang out with the coldest beer in town owners are great people
  • Awesome food, clean, great service
  • We'll be back for sure, thanks for the great experience and atmosphere!
  • Great service & great prices!
  • Great people to work with.
  • Very friendly staff great prices and lots of nice stuff
  • Muck boots are better priced there than anywhere else in the area.
  • Fair prices and great selection.
  • Always have received great friendly service.
  • They charge a $10 fee for cashing a check drawn from there bank.?!
  • This is not a way to impress anyone including the businesses you serve.
  • The best bank and friendliest staff in South Dakota
  • Their Customer Service is unmatched!
  • Excellent customer service.
  • We were pleasantly surprised by the selection and the reasonable prices.
  • These were old and dry very disapointed since I paid full price $3for 6 cookies.
  • Great people and great rates on products.
  • I got the loan very fast
  • This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.
  • You guys gave me a loan where others didnt. Thank you
  • Most of my debts are credit cards and they're pretty high $30000+.
  • I don't even know what this place is
  • The debt experts and eminent members provide a solution to the problem.
  • He was able to get me the best rate and gave superior Service.
  • I have not received any response to my emails and continue to wait for my money.
  • I highly recommend the staff in all areas of the refinance.
  • Best bunch of people, with the best customer service.
  • I highly recommend Pioneer bank and trust.

Clients' Reviews

  • Too upset when trying to apply for a payday loan in Rapid City. No available options.

    Jaunita Gleason
  • My sister’s wedding was approaching and I decided to get a payday loan for 2 weeks. Had to borrow from relatives as it turned out South Dakota was one of the states where payday lending is prohibited.

    Miss Krystal Kertzmann PhD
  • I need money so bad and I’m in despair. All banks in Rapid City have rejected my applications…

    Kellie Kuphal
  • Need to improve credit history. Decided to issue a payday loan in Rapid City, South Dakota. No payday lenders eligible. Sad!

    Yolanda Senger