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Payday Loans / Idaho

Payday Loans in Idaho

We realize that everyone can have unpredictable spendings expenditures: vehicle breakdown, urgent home repairs, purcase necessary things, emergency healthcare, paying utility bills, etc. It almost always happens at the wrong time. It will be the best decision to leave a loan application on our website.

What does Payday Loans Idaho offer?

Payday Loans Idaho will aid you get the most favorable offer on the Payday Loans market in Idaho.

To do this, you just need to fill in a form with all the required data for your loan approval. After completing the application, staff process and pick out for you beneficial offer with the lowest rate of interest of refunds among over 100 lenders.

It will be much quicker and more favorable than you yourself will submit applications to all lenders. We do not charge you any extra fees for our financial products. Also, you may not know all the lenders that cover in Idaho and thus you may miss the most profitable product.

We will aid you to get an approval of a loan in the amount of $100 - $1000 and up to $5,000, even if you have an adverse credit score.

Common facts about loans in Idaho

Payday loans are very common in the Idaho and it is not difficult to get approved. The population accounts for 1 717 345 people.

The biggest cities: Boise, Nampa, Idaho Falls, Meridian, Pocatello, Caldwell, Coeur D Alene, Twin Falls with over 50 000 inhabitants.

The full list of cities in Idaho is shown here.


Why to complete an application on Payday Loans Idaho?

  • Our company does disclose your personal details, the resource is protected by https encryption;
  • We work with all possible licensed organizations that provide payday loans in Idaho;
  • The quickest approval of the application;
  • Unsatisfactory credit score is ok;
  • The application is processed within several minutes and you receive an offer. You can accept or decline it;
  • Online application - do not waste time to visit departments;
  • You do not pay Payday Loans Idaho any extra charges, our services are free for you.

Annual Percentage Rate (ARP)

The interest rate is dependent on many subjects:

  • in which state do you apply for a lending;
  • what is your credit history;
  • depends on the credit amount;
  • loan duration;
  • first-time or regular borrowers.

The moderate percentage for payday loans is 200% - 1386%, for installment loans 6.63% - 225%. Payday Loans Idaho can clear up what terms will be provided for you only after completing the form. Within 2-10 minutes you will be provided with a loan offer, you can either accept it or decline it.

ARP in Idaho is 652%* , maximum loan amount is $1,000 (or 25% of gross monthly income). The minimum period for which the loan is taken out is Not Specified, the maximum - Not Specified. There is 3 on allowed number of rollovers in Idaho . Installment loans allowed - NO.

APR Calculator

The following annual percentage rate calculator helps calculate the true costs of loans.

What is the difference between installment and payday loans?

We will define to you what is the difference between these types of financial products.

Payday loan is a type of loan is provided for a short duration and your credit is repaid the next day your paycheck is recieved.

Installment loan is type of credit with a longer payment term in equal installments of up to max loan term, but it is released mainly to return clients who often make use of these financial services.

Lenders in Idaho

838 lenders are licensed to operate in Idaho. Decide on one of them and apply for a payday loan in Idaho.

Have lenders created a website?

US Bank Mortgage has set up an online resource to stay in-step with the times and provide a twenty-four-hour access to products of Payday Loans Idaho.

Principal Financial has also an online source that provides an access to financial services any time of the day and night.

Advance Loan Center (Advance Title & Loans) has not set up the website. It supposes you better to grapple with working hours: Monday through Friday from 10AM–6PM and Saturday 10AM–2PM - Sunday Closed of Advance Loan Center (Advance Title & Loans).

The lenders' Rank in the State

Experience on the Lending Market

What customers say about Payday Loans Idaho:

  • Staff is always very personable and helpful!
  • Her general demeanor is rude and she’s short with customers.
  • He really cares for all my clients and give best customer service.
  • He will literally work day and night to make sure that you are satisfied.
  • Carter did an amazing job setting us up with the perfect home loan.
  • I highly recommend them and I'm sure they gained several new happy customers.
  • Wonderful service with a full range of bank services.
  • Kyle and his staff have been great to work with.
  • They find a way to work with my budget without outrageous interest rates.
  • The staff at the Boise location are the BEST!!
  • Our go to place for years.
  • Good service and friendly people!
  • No lobby except by appointment difficult drive up window friendly staff
  • I love the people they are so helpful but for heavens sake open the lobby.

Clients' Reviews

  • Had a very empowering payday loan experience in Idaho. Very skilled employees answered all questions with no suspicion. Was approved and transferred cash advance in Idaho same day. Thank you for your incredible service!

    Lester Steuber III
  • Payday Loans Idaho were extremely attentive and I was about to get approved for a payday loan online in Idaho.

    Wonderful help line service, quick & reliable operation to obtain online payday loans.

    Once I was approved, my payday cash was transferred to my checking account within hours. I will definitely be back if I need another short term loan. Thank you!

    Shyanne Marvin
  • Had a very rewarding payday loan experience in Idaho. Very professional staff answered all questions with no hesitation. Got approved and received cash advance in Idaho same day. Thank you for your incredible service!

    Isabella Abbott