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Payday Loans / Minnesota / Saint Paul

Payday Loans in Saint Paul

Without dispute, every consumer may be trapped by unexpected costs: you may have to deal with various problems: a motorcycle failure, necessary apartment repairs, buying necessary goods, emergency hospitalization, paying power bills, etc. It can get you cornered at the unfortunate period of your life. If this happens, we recommend that you take a loan via the Internet.

Our online referral platform is always ready to help you get the most cost-effective offer on the cash advance market in Saint Paul.

To get fast cash, you only need to fill in a short request form where you will have to provide the basic personal data. When you submit your application, our specialists work with it and suggest the most suitable loan offer with the cheapest interest rate among a wide network of trusted lenders.

804827
Population
37
Age median
154
Companies

It will be much easier and more efficient than sending applications to numerous lenders around-the-clock. Do not worry – you will not have to pay any extra fees for our financial aid. No doubt, you cannot be aware of all the Saint Paul financial institutions that function in your Saint Paul and thus you may pass over the most affordable product. Our loan matching service will be glad to help you get approved for a cash advance ranging from $100 to $5,000. You can even be approved even if you suffer from a adverse credit report.

Common facts about payday loans in Saint Paul

Online payday loans are very demanded in Saint Paul, and consumers admit that it is easy to get fast cash the same day. A total population is around 804 827.

Saint Paul zip codes: 55101 , 55102 , 55103 , 55104 , 55105 , 55106 , 55107 , 55108 , 55109 , 55110 , 55111 , 55112 , 55113 , 55114 , 55115 . Please try the link to see the comprehensive list of loan companies for the current zip code.

Why apply for a payday loan via our website?

  • We do our best to protect your personal and financial information you provide online, the website uses the latest encryption technologies – which means your information will not be stolen;
  • We work with the most credible companies in Saint Paul;
  • We process requests very quickly;
  • We work with borrowers who have a poor credit score;
  • You are not obliged to accept an offer if you do not like it;
  • You can complete an application online – save time and effort;
  • Our lender matching service is free of charge;
  • You can leave a request any time;
  • You get a decision in 5 minutes;
  • Loan amounts range from $100 to $1000 (and even $5000)];
  • We provide no paperwork loans;
  • Users typically get funds within 24 hours;
  • Loan companies from our network set loyal eligibility criteria;
  • You can get approved even if you have low wages;
  • You should expect to get money deposited into your bank account;
  • Online loan process means you do not have to waste your time in a queue.

Annual Percentage Rate (ARP)

The interest rate is dependent on many factors:

  • state in which you request a cash advance;
  • your solvency;
  • the loan size;
  • loan length;
  • new-coming or regular borrowers.

The average interest rate for payday loans is 200% - 1386%, for installment loans is 6.63% - 225%. Our company can clarify the loan details offered to you only after you complete the application. You will be provided with a loan offer within a few minutes, and you are under no obligation to accept it if you are not satisfied with rates and terms. You can always discard it.

Payday loans are not allowed in Minnesota. Nevertheless, some payday loan companies in Saint Paul noticed escape-clauses within the law and use the the online portal to disburse the loans. Consequently consumers can request a loan via the lender’s online site and get the money debited into their checking account as soon as the same day.

APR Calculator

Use the given annual percentage rate calculator, which helps you find out the real cost of your loan.

What is the difference between installment and payday loans?

Our lender matching service will have to explain how these loans vary. A payday loan (also known as cash advance) is a high-interest lending option given for a short term and is paid back the next day you receive your wage or close to this day. An installment loan is a personal or commercial financial assistance that clients must repay with monthy installments. The maximum loan term is 30 days but it is usually offered to regular clients who regularly use these financial services.

Lenders in Saint Paul

154 lenders are licensed to function in Saint Paul. Pick out the one that suits you most and apply for a payday loan online in Saint Paul.

Have a Website or Not?

Chase Bank has launched a online portal to go with the time and provide a 24-hour access to loan products in Saint Paul.

Minnwest Bank has internet site too that gives an access to loan products round-the-clock.

Checks Cashed Loans Pay Bills has not built up a online platform for customers’ convenience. It supposes that you’d better find out Monday through Friday from Open 24 hours and Saturday Open 24 hours - Sunday Open 24 hours of Checks Cashed Loans Pay Bills before applying.

What Rank in States?

For How Long To Be on The Lending Market?

24 Hours Availability

Here you can read what consumers think about online payday loans in Saint Paul

  • Very knowledgeable and friendly staff that will meet all your banking needs.
  • Nice place to walk into.
  • You might as well charge people for making change because it is THAT ridiculous.
  • Nice and cautious service.
  • So, if you’re interested in garbage customer service, you’ve found the place
  • This site on Hennipen Ave, is the best check cashing store in the Twin Cities.
  • My tax experience was great at this location.
  • Very good customer service would recommend to any and all .
  • So helpfull I'm coming here next year
  • Great and quick service.
  • I will most definitely be coming back every year to him!
  • She was able to close on my refinance really quickly, 4 weeks!!
  • I opened a personal account last year and was allowed an overdraft facility.
  • Poor experience every single time I have to deal with these people.
  • Jackson Hewitt Tax service has always had knowledgeable people working for them.
  • If I could give this place zero stars, I would.
  • Long appointment, but exceeded my expectations.
  • He got a great intererst rate and couldnt be happier with eveything.
  • Great service, timely communication.
  • He was very easy to work with and made sure all our questions were answered!
  • My husband I are repeat customers.
  • WORST EXPERIENCE of my life.
  • Get delivery, easy and fast ordering.. can’t wait to sleep in my bed!
  • I love the quality of the set and the service I recieved. ?
  • Huge selection, very competitive prices, and a very friendly staff.
  • Excellent service by all staff
  • I will recomnd these people and they are like family and I get treated like one
  • The Inver Grove Heights location is the place to be!
  • This is an excellent resource! It was really helpful with paying off a payday loan that was charging me extremely high interest rates and I had to pay on it every 2wks. E …
  • Have excellent local office Tammy does a great job
  • A northwestern mutual insurance salesman is not that.
  • Great customer service
  • Very friendly and knowledgeable with years of experience.
  • She was very helpful and answered all of our questions.
  • Best food around...very friendly staff...great service!
  • New owners make this the only place to stop for drinks in town.
  • Also, the lane seating is packed and each group doent have enough room.
  • Great service and does nice work!
  • Attention to detail and high quality expertise made my truck look brand new!
  • Tim worked with my insurance company to get it replaced quickly.
  • Great accurate service!
  • I work in the morning, thus I set up the appointment for the evening.
  • Employees were very friendly and informative, went over and above.
  • Great people all around :)
  • Great pastor and wonderful people.
  • Nice and cautious service.
  • So, if you’re interested in garbage customer service, you’ve found the place
  • This site on Hennipen Ave, is the best check cashing store in the Twin Cities.
  • It's convenient, it's clean smells clean, fast service great personnel
  • And phone numbers of the people who wrote the check and my relationship to them.
  • Just plain good service of the product.
  • They do great work for their community!
  • I understand why and that's not why I gave the negative review.
  • Nice and cautious service.
  • So, if you’re interested in garbage customer service, you’ve found the place
  • This site on Hennipen Ave, is the best check cashing store in the Twin Cities.
  • This is an excellent resource! It was really helpful with paying off a payday loan that was charging me extremely high interest rates and I had to pay on it every 2wks. E …
  • I found this to be a good place to grab some quality second hand merchandise.
  • Cool place but everything was over priced , no deals at all .
  • Friendly staff but very unorganized with their ffl.
  • Hello, I’m Lavelle Price the new Center Manager here in St Paul.
  • Nice small little shop with coffee drinks,ice cream, and light food.
  • Great coffee, breakfast rolls, and service.
  • Nice people run the place.
  • Great place for friendly service quality clothing good bait
  • Nice place, beer, liquor, gas, souvenirs, bait and tackle
  • Great people! Friendly, decent prices, lots of selection.
  • The energy in this place is healing and peaceful.
  • Worst treatment and detox center.
  • The friendliest staff, great prices and I know my pets are in good hands here.
  • Nicollet Vet Clinic is that place to offer the best care.
  • Great people great service
  • Great customer service, fresh produce, and excellent meat market.
  • That was okay but went to check out and the credit card machine did not work
  • Great meat market sausages sticks jerky steaks and more
  • Friendly service, good food (large portions) for a great price.
  • Comfort food, good prices, and friendly staff.
  • I wish I had room for a piece of home made pie, it looked delicious!
  • Great service and Great people and Great Food
  • Great place to fuel up, plenty of parking and friendly staff.
  • Muffins and turnovers upstairs and really good Godfathers pizza to go.
  • Great nutritional food and home cooked and most of all, it tastes good.
  • My mother's cousin started this facility and her children run it today.
  • Very, very nice assistant living place with a great view of Silver Lake!
  • Great deals for the money Great place, staff was curtious and helpful
  • Nice selection, reasonable prices & great service
  • They have my favorite yogurt and it's at a lower price.
  • Clean facility, nice selection of inventory, and overall a nice place.
  • Honestly, everyone we've dealt with in sales and service has been above par.
  • Friendly staff , with lots of stuff to check out!
  • Great customer service always.
  • It's a great bank with excellent customer service!
  • It was very nicely did and you just felt at home there
  • P.s. and they screwed up my taxes, that's why I'm just getting my return?
  • Prices were also reasonable.
  • The location was 78th and Richfield but that's not the point.
  • Extremely satisfied with the service from start to finish.
  • Highly recommend his services!
  • Including the most important people Vincent and Sarine Metzger!

Borrowers' Reviews

  • I’m currently living in Saint Paul and was short of bucks… It was a tragedy when I found out Minnesota forbid the payday lending practice.

    Prof. Herbert Grady
  • Disappointing that payday loans are not allowed in mn. Need a small loan to pay for car repair but my credit score is too bad to apply with a bank.

    Kayley Ebert
  • My plans are ruined as I have no money. Have no chance to address payday lender in Saint Paul. Nothing helped.

    Chyna Upton