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Payday Loans / California / San Jose

Payday Loans in San Jose

Surely, every US citizen can have tough times and unexpected expenses: you may need fast cash for various reasons: a motorcycle failure, occasional house repairs, ordering necessary clothes, emergency medical bill, or paying electricity bills, etc. It usually takes you by surprise at the most inappropriate moment. If you need fast cash right here right now, it would be the easiest way to apply for a loan on our site.

The goal of our loan matching service is to help you detect the most budget-friendly offer available in San Jose.

For this, all you need to do is to fill out a short request form where you will be asked to provide the demanded personal and financial details (name, address, income, phone number, account details). Once you submit the application, staff work with it and detect the best offer with the most affordable percentage among 100+ honest lenders.

1050464
Population
37
Age median
110
Companies

No doubt, it will be much quicker and more beneficial than sending applications to numerous lending companies in a non-stop mode. Take into account that we do not charge any commissions for our service financial help. Also, you may not be aware of all the organizations that operate in your San Jose and in this connection you may fail to get the best option. Our loan matching service will be pleased to help you get a $100 - $5000 loan, even if you have a unsatisfactory creditworthiness.

Common facts about payday loans in San Jose

Payday loans are such a popular option for people who are in a financial emergency in San Jose , and it will be painless to get instant approval. The city has a population of 1 050 464.

San Jose zip codes: 95101 , 95103 , 95106 , 95108 , 95109 , 95110 , 95111 , 95112 , 95113 , 95115 , 95116 , 95117 , 95118 , 95119 , 95120 . For your convenience, we suggest that you pass on link to see a full list of lenders for the current zip code.

Why apply for a payday loan via our website?

  • We secure your personal and financial information you provide online, the website uses the latest encryption technologies – which means your information will not be stolen;
  • We partner with the most honored organizations in San Jose;
  • We review requests very quickly;
  • We work with borrowers who have a bad credit score;
  • You are under no obligation to accept an offer if you find it unattractive;
  • You can leave a request without leaving your home – save time and effort;
  • Our service is free of charge;
  • You can apply for a loan around the clock;
  • You get a decision in less than 10 minutes;
  • Loan amounts vary from $100 to $1000 (and even $5000)];
  • We provide no paperwork loans;
  • Users typically get money within 24 hours;
  • Companies from our network set loyal eligibility criteria;
  • You can get approved even if you have poor wages;
  • You should expect to get funds deposited into your bank account;
  • Online loan application means you do not have to waste your time in a queue.

Annual Percentage Rate (ARP)

The annual percentage rate is dependent on many aspects:

  • state in which you request a payday loan;
  • your creditworthiness;
  • the loan value;
  • loan duration;
  • new-coming or regular borrowers.

The approximate percentage rate for payday loans is 200% - 1386%, for installment loans is 6.63% - 225%. Our lender matching service can suggest the loan details offered to you only after you complete the application. You will see a loan offer in a minute or two, and you are under no obligation to accept it if you are not satisfied with rates and terms. You can always decline it.

ARP in San Jose is 460%* (369% on the average in 2019), maximum loan amount is $300. The minimum lending period is Not Specified, the maximum lending period is 31 days. The number of rollovers allowed in San Jose is 0. The number of outstanding loans is 1. Can you get an installment loan? The answer is No.

APR Calculator

We recommend that you use the following APR calculator, which was created to help you learn the genuine cost of your loan including interest rates and all other fees.

What is the difference between installment and payday loans?

Our loan matching service will define the difference between these types of loans. A payday loan (also known as a short-term loan) is an unsecured financial assistance given for a short term and is repaid the next day you receive your income or sooner – in one lump sum. An installment loan is a borrowing that consumers must pay off over time with a set number of scheduled installments. The maximum lending period is 31 days but it is typically approved to loyal borrowers who frequently make use of these banking services.

Lenders in San Jose

110 lenders are eligible to operate in San Jose. Pick out the one that suits you most and apply for a payday loan online in San Jose.

Have a Website or Not?

5 Star Car Title Loans has set up a website to remain state-of-the-art and provide a day and night access to financial products in San Jose.

Montana Capital Car Title Loans has website too that ensures an access to services all day long.

Cash Max has not built up a online platform for customers’ convenience. It implies that you’d better learn Monday through Friday from 9AM–5:30PM and Saturday 10AM–3PM - Sunday Closed of Cash Max before applying.

What Rank in States?

For How Long To Be on The Lending Market?

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Here you can read what users think about online payday loans in San Jose

  • Good service friendly people highly recommend !!
  • Great services from the people that work here.
  • I recommend this place if you need money ASAP this is the best.
  • The people are always friendly and there is hardly ever a line when i go.
  • Employees here dont know there work and they dont know what banks policies are.
  • To send money to mexico.

Lendees' Reviews

  • Reliable website and easy to get customer service. They were always fast in responding to my phone calls and messages. I feel happy being a part of this company, even though as a client. Got approved for a $1000 loan! Thank you for helping me getting a fast cash in San Jose.

    Prof. Kiara Weber III
  • Leopoldo Wyman PhD