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Payday Loans / California / Berkeley

Payday Loans in Berkeley

Such unsuspected situations may happen when you urgently need funds. If you have no idea where to take them, address our site. Today lending funds is not tough. Several minutes and you will be approved.

Payday Loans market in the Berkeley provides many financial services. The terms and rates are the most profitable. Every customer just needs to fill in a form with personal data. All the process takes several minutes and almost 100 companies will be estimated to provide you to lend extra money. Our referral service will help get $100 - $1000 and up to $5000. Your credit rating plays no role.

It is very common to borrow funds through Payday Loan service in Berkeley. The population counts (127 531).

127531
Population
36
Age median
12
Companies

Berkeley counts the following number of ZIP codes: 94701 , 94702 , 94703 , 94704 , 94705 , 94707 , 94708 , 94709 , 94710 , 94712 , 94720 . When you press on the link, the list of lenders for the current ZIP code will be shown.

Why to fill out an application on our website?

  • The site is protected by https encryption that means uncovering of your personal data;
  • Only state-licensed payday lenders in Berkeley;
  • Fast approval;
  • Customers with low profit are approved;
  • Bad credit history approved;
  • It is possible to submit an online application;
  • It takes few time to process an application;
  • We do not charged any commissions;
  • The service is accessible 24/7;
  • Loan amounts - $ 100 to $ 1,000, up to $ 5,000;
  • Fast payday loan approval;
  • Faxless lending options;
  • Money are deposited within 24 hours;
  • Money transfer into your bank account;
  • No lines;
  • Over 100 direct creditors will assess your request.

Annual Percentage Rate (ARP)

The interest rate depends on many factors:

  • the state you take out a payday loan;
  • your credit rating;
  • the payday loan amount;
  • loan term;
  • a new-coming or regular client.

The average rates for payday and installment loans differ - 200% - 1386% and 6.63% - 225%, respectively. When clients fill out the application, will be displayed terms and rates available. It takes a metter of minutes to get a decision. A customer is able to accept it or reject it.

For Berkeley the ARP is 460%* (369% on the average in 2019), the maximum loan amount is $300. The minimum period for which a loan is issued is Not Specified, and the maximum is 31 days. Number of rollovers allowed is 0. Number of outstanding loans is $ 1. Is installment allowed? - No.

APR Calculator

The calculator for APR helps to define the real costs of loans.

Installment Loans vs Payday Loans

A payday loan is a type of loan is taken out for a short term and your debt is repaid the next day after your wage. An installment loan is a kind of loan option released for a longer term in installments of up to 6 months. But it is issued mainly to regular borrowers who often use these financial services.

Lenders in Berkeley, California

12 lenders are licensed to function in Berkeley, ca.

Have a Website or Not?

Cooperative Center Federal Credit Union has built up a an online resource and guarantee a 24/7 access to options of Payday options in Berkeley, ca.

Mechanics Bank - Berkeley Branch has also an online source that provides an access to financial products 24-hours round.

What Rank in States?

For How Long To Be on The Lending Market?

What lendees say about Payday Loans Berkeley:

  • Empathetic and helpful staff who are very knowledgeable.
  • Did not explain anything about the account or how to set up online banking etc.
  • Did I mention that the debit card came with my name spelled incorrectly?
  • I've always been happy with the service I have received.
  • I got a couple of CD's here because the rate was so good.
  • Always allow extra time for this understaffed branch.

Customers' Reviews

  • Thank you for helping me during a few weeks of financial burden. I just needed some extra cash to hold me over until I received my paycheck. Your cash advance was the best way out. Wow, I will 100% tell my family in Berkeley about your online referral platform!!!

    Eladio Jacobi
  • A reliable lender with reasonable terms. I applied for a loan two weeks ago. I was pleased with the service.

    Elna Padberg
  • Receiving a cash advance was simple and speedy, my payment were made at the appointed time every month but when I tried to get a loan again I was rejected with no idea as to why.

    Frieda Ebert