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Payday Loans / Alabama / Phenix City

Payday Loans in Phenix City

No doubt, every person can be left with empty pockets when it comes to unexpected expenditure: a van breakage, necessary home repairs, ordering necessary things, emergency medical bill, paying light bills, etc. It commonly lets you down at the unfortunate time when you do not have spare cash to deal with it and your next paycheck is due by the end of the next week. In this case, we suggest that you apply for a loan through our website.

Our loan matching service will be glad assist you obtain the most beneficial offer in Phenix City.

To get fast cash, you only need to complete a short application form where you will have to provide the necessary personal data. When you submit your application, employees review and pick out the best loan offer with the cheapest rate of interest among a wide network of trusted financial institutions.

Age median

No doubt, it will be much faster and more profitable than sending applications to numerous lending companies in a non-stop mode. Take into account that we do not charge any extra fees for our financial assistance. Also, you may not know all the lenders that offer loans in your Phenix City and in this connection you may fail to get the best loan. Our loan matching service will be pleased to help you get an approval for a $100 - $5000 loan, even if you suffer from a fair credit score.

Common facts about payday loans in Phenix City

Payday loans are very popular in Phenix City, and it will be painless to get approved. A total population is approximately 62 638.

Phenix City zip codes: 36867 , 36868 , 36869 , 36870 . Please try the link to find the full list of loan companies for the current zip code.

Why apply for a payday loan via our website?

  • We protect your data you enter on our website, we use the up-to-date security technologies - third parties will not get access to your data;
  • We deal with the most established lenders in Phenix City;
  • We review requests immediately;
  • You have high chances of approval even if you have a bad credit;
  • You are not obliged to accept an offer if you find it unattractive;
  • You can apply from your home – save time and effort;
  • Our online referral service is chargeless;
  • You can leave a request 24/7;
  • You get an approval in 5 minutes;
  • Loan amounts range from $100 to $1000 (and even $5000)];
  • You can complete your payday loan online with no faxing;
  • Borrowers commonly get money the same day;
  • Lenders from our network set loyal eligibility criteria;
  • You can get a loan even if you have average income;
  • You can get funds transferred directly into your bank account;
  • Internet loan app involves no queues or waiting.

Annual Percentage Rate (ARP)

The interest rate depends on many things:

  • state in which you take a payday loan;
  • your solvency;
  • the loan size;
  • loan duration;
  • new or existing clients.

The average interest rate for payday loans is 200% - 1386%, for installment loans is 6.63% - 225%. Our loan matching service can determine the precise terms provided to you only after online application. Within a few minutes you will see a loan offer, and you can either accept it or refuse it.

ARP in Phenix City is 456%*, maximum loan amount is $500. The minimum lending period is 10 days, the maximum lending period is 31 days. The number of rollovers allowed in Phenix City is 1. The number of outstanding loans is None. Can you get an installment loan? The answer is As repayment plan: 4 equal installments.

APR Calculator

We suggest that you use the given interest rate calculator, which will help you determine the true loan interest and fees.

What is the difference between installment and payday loans?

Our lender matching service will help you find out the difference between these types of financial products. A payday loan is a small-dollar lending option approved for a short term and is paid off the next day you receive your income. An installment loan is a financial assistance that customer must pay off with regularly scheduled installments. The maximum loan term is 31 days but it is usually approved to loyal borrowers who often request these lending services.

Lenders in Phenix City

51 lenders are legit to work in Phenix City. Pick out the one that suits you most and apply for a payday loan online in Phenix City.

Have a Website or Not?

TitleMax Title Loans has built a internet site to be advanced and provide a round-the-clock access to loan products in Phenix City.

Liberty Tax and Loans has internet site too that ensures an access to financial products 24-hours round.

Pawn Headquarters has not launched a site for customers’ convenience. It means that you’d better search for Monday through Friday from 9AM–6PM and Saturday 9AM–6PM - Sunday Closed of Pawn Headquarters before applying.

What Rank in States?

For How Long To Be on The Lending Market?

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Here you can read what consumers think about online payday loans in Phenix City

  • Great customer service
  • And if they tell you, that you're eligible for more money, run like hell.
  • This company violates the Equal Credit Opportunity Act law.
  • Great customer service, staff is excellent
  • It has always been a excellent experience !!
  • Great customer service and helpful staff.
  • Horrible customer service.
  • This bank is a rip off, stay clear.
  • The staff is friendly and I trust there expertise..
  • The services you get from Jackson Hewitt is great and fast.
  • She makes the experience so easy and worry freem
  • If I could rate them no stars, I would.
  • Awesome, friendly, and fast service!
  • I have been banking with phenix girard over 20 yrs and never had any problem.
  • Other Banks off free checking that is actually free.

Customers' Reviews

  • I requested a small loan just after my previous loan was repaid in a lump-sum payment and was rejected which was a disappointment. If they are not going to help when people most need it & during this difficult time, then what's the point…

    Deven Nikolaus
  • Have had 5 previous loans with them and repaid them ahead of schedule. Left a request for for a $1100 loan three days ago, when my vehicle broke down. Had to do some repairs so that I can return to work. They asked for my bank details so that they can monitor my bank statements!! Never did that before. I think it’s proper scam. I have not been able to get my vehicle back to life. Awful attitude towards loyal borrower. I would not recommend you to use this company after what happened with me.

    Mariam Connelly I
  • Really got stuck in a home finance issue. What was even worse, I was short on funds and needed money for this purpose urgently. Thanks to Payday Loans Phenix City that rescued me by approving fast money! I got the required amount in a hassle-free manner and solved my issue in a day! The payday loan service of this amazing website is fast, secure, and gets processed very fast. I highly recommend their loan matching service to all for getting speedy loans.

    Prof. Chelsey Abshire