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Payday Loans / Alabama / Owens Cross Roads

Payday Loans in Owens Cross Roads

Every person can face unforeseen spendings: car auto breakdown, home repair, acquisition of necessary stuff, medical bills, etc. It becomes reasonable to file a lending application Owens Cross Roads , al on our site.

The lending service will assist you obtain the most profitable offer on the Payday Loans market in the Owens Cross Roads. Every person just need to fill in an application specifying all the necessary data for your loan approval. After completing the application, our specialists handle your application and select for you the most favorable offer with the rate of refunds among over 100 companies. All the process lasts several minutes. We do not charge any handling fees for our services. We will help you be approved for a payday loan in the amount of $100 - $1000 and up to $5000. You will be approved even if you have a low credit score.

Payday loans are very common in Owens Cross Roads and it is not undertaking to get approved. The population is (19 855).

19855
Population
40
Age median
5
Companies

Owens Cross Roads counts the following number of ZIP codes: 35763 . When you press on the link, the list of lenders for the current ZIP code will be displayed.

Why to fill out an application on our website?

  • The website is protected by secure protocols that means uncovering of your private data;
  • Only state-accredited payday companies in Owens Cross Roads;
  • Same day approval;
  • Clients with low income are approved;
  • Low credit rating approved;
  • It is possible to submit an online application;
  • It takes several minutes to handle an application;
  • We withdraw any service charges;
  • The service is available round-the-clock;
  • Loan amounts - $ 100 to $ 1,000, up to $ 5,000;
  • Quick cash advance approval;
  • Faxless payday loans;
  • Money are received within 24 hours;
  • Money transfer into your bank account;
  • No turns;
  • Over 100 direct payday leners will assess your application.

Annual Percentage Rate (ARP)

The interest rate depends on many variants:

  • the state you issue a loan;
  • your credit score;
  • the payday loan amount;
  • loan term;
  • a new-coming or regular customer.

The average rates for payday and installment loans vary - 200% - 1386% and 6.63% - 225%, respectively. When clients fill out the application, will be given terms and rates available. It takes a metter of minutes to get a decision. A customer is capable to accept it or decline it.

For Owens Cross Roads the ARP is 456%*, the maximum loan amount is $500. The minimum period for which a loan is issued is 10 days, and the maximum is 31 days. Number of rollovers allowed is 1. Number of outstanding loans is $ None. Is installment allowed? - As repayment plan: 4 equal installments.

APR Calculator

Fill in the calculator for APR fields to calculate the real loan cost.

Installment Loans vs Payday Loans

A payday loan is characterized as a loan kind taken out for a short term and your loan option is repaid at the moment your wage comes. An installment loan is characterized as a loan option kind taken out for a longer term in installments of up to 6 months. But it is issued mainly to regular borrowers.

Lenders in Owens Cross Roads, Alabama

5 lenders are certified to function in Owens Cross Roads, al.

Have a Website or Not?

BancorpSouth Bank has built up a site and provide a 24/7 access to services of Payday options in Owens Cross Roads, al.

First Jackson Bank has also a website that guarantees an access to financial services all day long.

What Rank in States?

For How Long To Be on The Lending Market?

What borrowers say about Payday Loans Owens Cross Roads:

  • Good location, staff is very professional.
  • Now it’s 3 days later and they have no idea where my money is.
  • Very helpful branch manager.
  • The staff make this bank awesome.
  • I think the assistant manager is not a caring person for her customers.
  • Great personal service!

Lenders in Owens Cross Roads

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Customers' Reviews

  • I work late and have no time to visit companies to issue a loan. But taking a loan is easy through the Internet. I just had unscheduled expenditures, and I remembered about this service in Owens Cross Roads. The only pitfall - I had to wait until my application was approved and deposited the money the next day.

    β€œ
    Mr. Madisen Stokes II
  • β€œ
    Ms. Delfina Ryan
  • Every day I had messages from unreliable organization offering a loan in Owens Cross Roads. Where they got the data is not clear. I got rid of them with a blacklist, I had to add a hundred numbers.

    β€œ
    Pamela Reichert