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Payday Loans / Alabama / Birmingham

Payday Loans in Birmingham

Surely, every consumer can have tough times and spontaneous expenditure: you may need fast cash for various reasons: a van failure, necessary house repairs, ordering necessary clothes, emergency hospitalization, or paying electricity bills, etc. It usually takes you by surprise at the unsuitable moment. If you need fast cash right here right now, it would be the easiest way to take a loan on our site.

The goal of our company is to help you detect the best offer available in Birmingham.

To get approved for a cash advance, you will need to fill in a short application form where you enter the basic data. Just after you submit your request, our specialists process and choose the most favorable offer with the lowest APR among a big number of US licensed lenders.

Age median

No doubt, it will be much simplier and more hassle-free than sending applications to numerous financial institutions in a non-stop mode. Take into account that we do not charge any commissions for our financial aid. Also, you may not know all the financial institutions that offer loans in your Birmingham and in this connection you may fail to get the most budget-friendly offer. Our company in Birmingham will be pleased to help you detect a $100 - $5000 loan, even if you have a poor credit rating.

Common facts about payday loans in Birmingham

Online payday loans are very popular in Birmingham, and consumers admit that it is simple to get fast cash the same day. A total population is around 501 192.

Birmingham zip codes: 35201 , 35202 , 35203 , 35204 , 35205 , 35206 , 35207 , 35208 , 35209 , 35210 , 35211 , 35212 , 35213 , 35214 , 35215 . For your convenience, we suggest that you pass on link to find a comprehensive list of lenders for the current zip code.

Why apply for a payday loan via our website?

  • We secure your personal information , the website uses https – it’s safe;
  • We work with the most legit financial institutions in Birmingham;
  • We proceed applications in a few minutes;
  • You can be approved even if you have bad credit score;
  • You are not obliged to accept an offer if you do not like its terms;
  • You can leave a request remotedly – this will help you save time and effort;
  • Our online referral service is free of charge;
  • You can leave a request 24/7;
  • You get approved in 5 minutes;
  • Loan amounts from $100 to $1000 (and even $5000);
  • No fax needed;
  • You will get cash in a few hours;
  • Loan companies from our network set relaxed eligibility criteria;
  • You can apply even if you have small income;
  • You will get funds set directly into your bank account;
  • Online loan application involves no queues.

Annual Percentage Rate (ARP)

The annual percentage rate is dependent on many things:

  • state in which you apply for a payday loan;
  • your credit score;
  • the loan value;
  • loan term;
  • new-coming or regular clients.

The payday loan approximate interest rate ranges from 200% to 1386%, for installment loans - from 6.63% to 225%. Our loan matching service can only specify the definite loan rates, terms and conditions only after you get connected to the right lender. In a couple of minutes you will see a loan offer, and you can either accept it or decline it.

ARP in Birmingham is 456%*, maximum loan amount is $500. The minimum lending period is 10 days, the maximum lending period is 31 days. The number of rollovers allowed in Birmingham is 1. The number of outstanding loans is None. Can you get an installment loan? The answer is As repayment plan: 4 equal installments.

APR Calculator

Use the given interest rate calculator, which helps you calculate the real cost of your loan.

What is the difference between installment and payday loans?

Our lender matching service will help you understand the difference between these types of lending. A payday loan (also known as a salary loan) is a small-dollar loan offered for a short period (usually 1-3 weeks) and is paid back in a lump sum the next day you receive your wage. An installment loan (also known as installment credit) is a credit that borrowers must repay with a definite number installments. The maximum loan period is 31 days but it is often offered to regular customers who make use of these credit services with regularity.

Lenders in Birmingham

190 lenders are verified to function in Birmingham. Find the one that suits you most and apply for a payday loan online in Birmingham.

Have a Website or Not?

Cadence Bank - Downtown Birmingham Branch has launched a site to keep up with the times and provide a 24-hour access to loan products in Birmingham.

Check Depot has website too that ensures an access to services all day and all night without stopping.

Cash America Pawn has not developed a online platform for customers’ convenience. It indicates that you’d better discover Monday through Friday from 9AM–7PM and Saturday 9AM–6PM - Sunday Closed of Cash America Pawn before applying.

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Here you can read what customers think about online payday loans in Birmingham

  • Very good service and nice people that will work with you!!!
  • She even offered water and coffee, oh and candy for the kids.
  • Antoinette has the best customer service ever... very kind and helpful
  • Love this place great manager great communication
  • These people don't care about customers or their jobs for that matter.
  • They sell things that dont work!!!!
  • The branch manager and staff are nice and friendly and are very helpful!!
  • Telly is a great Manager he goes above and beyond to help customers..
  • They need to look into getting a atm on the outside of Walmart
  • Nice and friendly service
  • The best nice people treat you with kindness and respect
  • I rate the service five star.
  • They don't care about customer privacy.

Customers' Reviews

  • It was New Year’s eve, and on such a special event I urgently needed money to buy a present. No one was ready to work with me. Thanks to this lender for providing services around the clock. They immediately approved me a $600 loan without charging any service fees. I am really grateful to their company representative.

    Belle Wyman
  • I work late and have no time to go to companies to get a loan. But taking a loan is easy through the Internet. I just had unexpected expenses, and I remembered about this service in Birmingham. The only pitfall - I had to wait until my application was approved and deposited the money the next day.

    Madilyn Kautzer
  • Yesterday at 11pm I sent an application, it is still being processed, and the support team is not answering.

    Owen Quitzon