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Payday Loans / Alabama / Bay Minette

Payday Loans in Bay Minette

If you come across financial issues, you may contact Payday Lending company in Bay Minette, Alabama, al. You will find solutions to your problems. The reasons for issuing a lending product may be different.

Our company will help you have the most rewarding solution on the Payday Loans market in the Bay Minette. Everyone just need to fill in a form defining all the necessary data for your loan option approval. After completing the application, our specialists take your application into work and select for you the most profitable offer with the rate of refunds among over 100 companies. All the procedure takes several minutes. Our company do not charge any fees for our services. We will help you be approved for a payday loan in the amount of $100 - $1000 and up to $5000. You will get an approval even if you have a low credit score.

It is very common to borrow money through Payday Loan service in Bay Minette. The population counts (21 360).

Age median

Bay Minette counts the following number of ZIP codes: 36507 . When you click on the link, the list of lenders for the current ZIP code will be shown.

Why to fill out an application on our website?

  • The website is protected by https encryption that means non-disclosure of your private data;
  • Only certified payday companies in Bay Minette;
  • Same day approval;
  • Clients with low profit are approved;
  • Low credit score approved;
  • It is possible to leave an online application;
  • It takes several minutes to process an application;
  • We withdraw any service fees;
  • The service is online any time of the day and night;
  • Loan amounts - $ 100 to $ 1,000, up to $ 5,000;
  • Fast payday loan approval;
  • Faxless cash advance;
  • Funds are deposited within 24 hours;
  • Money transfer into your credit card;
  • No turns;
  • Over 100 direct creditors will process your application.

Annual Percentage Rate (ARP)

The interest rate depends on many things:

  • the state you issue a payday loan;
  • your credit rating;
  • the loan amount;
  • loan term;
  • a new-coming or existing client.

The average annual rate for payday loans is 200% - 1386%. The installment rate is lower - 6.63% - 225%. From the moment your application is submitted, a client will be given terms and rates. It takes a metter of minutes to get a decision. You may either accept the offer or deny it.

For Bay Minette the ARP is 456%*, the maximum loan amount is $500. The minimum period for which a loan is issued is 10 days, and the maximum is 31 days. Number of rollovers allowed is 1. Number of outstanding loans is $ None. Is installment allowed? - As repayment plan: 4 equal installments.

APR Calculator

Use the calculator for annual percentage rate to calculate the cost of financial products.

Installment Loans vs Payday Loans

A payday loan is characterized as a loan type issued for a short term and your lending option is paid off at the moment your paycheck comes. An installment loan is characterized as a lending option kind issued for a longer term in installments of up to 6 months. But it is issued mainly to regular clients.

Lenders in Bay Minette, Alabama

22 lenders are licensed to serve in Bay Minette, al.

Have a Website or Not?

1st Franklin Financial has created a website and offer a full time access to options of Payday options in Bay Minette, al.

Walmart Money Center has also a site that offers an access to financial services day and night.

Community Loans has not set up the website. It implies you better to get acquainted with working hours: Monday through Friday from 9AM–6PM and Saturday 10AM–1PM - Sunday Closed of Community Loans.

What Rank in States?

For How Long To Be on The Lending Market?

24 Hours Availability

What people say about Payday Loans Bay Minette:

  • The people at Regions have always been helpful to me.
  • Tldr; they are incompetent and the manager hides in his office.
  • Outstanding service that makes you feel at home!
  • Terrible customer service Terrible tools and resources for customers
  • Amazing customer service!
  • The staff is friendly and knowledgeable about the products sold.
  • Very clean store and super nice people working here ?
  • Their employees were very helpful in helping me find what I need.

Borrowers' Reviews

  • I am a full-time student. Alas, my parents' profit is not enough for my maintenance, so I work part-time in a well-known fast food network. The university offered to go to England for a two-week internship. It had to pay for the ticket. I had to borrow from an online company for max loan in Bay Minette. I liked the journey very much, and I paid off the loan from the next salary. Now, thanks to the experience I have gained, I will search for a job with a higher payheck.

    Geo Little
  • Payday Loans Bay Minette were easy to get and I was approved for a payday loan in Bay Minette online in a few minutes. Fantastic client, very fast procedure. As soon as I got approved, the cash was sent into my bank account in a matter of minutes. I will definitely be back if I need another payday loan. Thanks a lot!

    Laurianne Jones
  • I took a payday loan for the first time. Approved within an hour in payday loan Bay Minette for a long time. Many thanks for the prompt service. Almost instant transfer to the card after approval.

    Dr. Merl Kozey Jr.